[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.atrimex.sk\/tieto-financne-ciele-vam-pomozu-stat-sa-financne-nezavislym\/#Article","mainEntityOfPage":"https:\/\/www.atrimex.sk\/tieto-financne-ciele-vam-pomozu-stat-sa-financne-nezavislym\/","headline":"Tieto finan\u010dn\u00e9 ciele v\u00e1m pom\u00f4\u017eu sta\u0165 sa finan\u010dne nez\u00e1visl\u00fdm","name":"Tieto finan\u010dn\u00e9 ciele v\u00e1m pom\u00f4\u017eu sta\u0165 sa finan\u010dne nez\u00e1visl\u00fdm","description":"Cie\u013e 1: \u017di\u0165 v r\u00e1mci svojich prostriedkov \u017di\u0165 v r\u00e1mci svojich prostriedkov jednoducho znamen\u00e1, \u017ee nevynaklad\u00e1te viac ako to, \u010do...","datePublished":"2018-10-13","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.atrimex.sk\/author\/#Person","name":"","url":"https:\/\/www.atrimex.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"atrimex.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.atrimex.sk\/wp-content\/uploads\/img_a294601_w16689_t1544725663.jpg","url":"https:\/\/www.atrimex.sk\/wp-content\/uploads\/img_a294601_w16689_t1544725663.jpg","height":0,"width":0},"url":"https:\/\/www.atrimex.sk\/tieto-financne-ciele-vam-pomozu-stat-sa-financne-nezavislym\/","about":["Financie"],"wordCount":431,"articleBody":"Cie\u013e 1: \u017di\u0165 v r\u00e1mci svojich prostriedkov\u017di\u0165 v r\u00e1mci svojich prostriedkov jednoducho znamen\u00e1, \u017ee nevynaklad\u00e1te viac ako to, \u010do zarob\u00edte ka\u017ed\u00fd mesiac. M\u00f4\u017ee sa to zda\u0165 ako relat\u00edvne mal\u00fd cie\u013e, ktor\u00fd zahrn\u00fa\u0165 do v\u00e1\u0161ho zoznamu finan\u010dn\u00fdch cie\u013eov, ale m\u00f4\u017ee ma\u0165 obrovsk\u00fd vplyv na va\u0161e financie.Ke\u010f \u017eijete v r\u00e1mci svojich prostriedkov ka\u017ed\u00fd mesiac, neprekra\u010dujete v\u00e1\u0161 mesa\u010dn\u00fd rozpo\u010det. Ke\u010f neprekro\u010d\u00edte v\u00fddavky, nevznikne v\u00e1m dlh. Ke\u010f nie ste za\u0165a\u017een\u00ed dlhov\u00fdmi spl\u00e1tkami ka\u017ed\u00fd mesiac, m\u00e1te peniaze, ktor\u00e9 m\u00f4\u017eete pou\u017ei\u0165 na \u010fal\u0161ie va\u0161e \u017eivotn\u00e9 a finan\u010dn\u00e9 ciele.\u00a0Cie\u013e 2: Zamera\u0165 sa na vynikaj\u00faci kreditAk je va\u0161e kreditn\u00e9 sk\u00f3re viac ako trojcifern\u00e9 \u010d\u00edslo, je to d\u00f4le\u017eit\u00e1 miera v\u00e1\u0161ho finan\u010dn\u00e9ho zdravia. \u010c\u00edm vy\u0161\u0161ie je va\u0161e kreditn\u00e9 sk\u00f3re, t\u00fdm je \u013eah\u0161ie z\u00edska\u0165 schv\u00e1len\u00e9 \u00favery. E\u0161te d\u00f4le\u017eitej\u0161ie je, \u017ee vy\u0161\u0161ie kreditn\u00e9 sk\u00f3re sa prejav\u00ed na ni\u017e\u0161\u00edch \u00farokov\u00fdch sadzb\u00e1ch, ke\u010f si po\u017ei\u010diavate. To m\u00f4\u017ee ma\u0165 za n\u00e1sledok ni\u017e\u0161ie mesa\u010dn\u00e9 platby za \u00favery a umo\u017en\u00ed v\u00e1m plati\u0165 menej \u00farokov po\u010das doby trvania \u00faveru.Cie\u013e 3: By\u0165 vopred pripraven\u00ed na finan\u010dn\u00e9 n\u00fadzov\u00e9 situ\u00e1cieDokonca aj ke\u010f \u017eijete v\u00a0r\u00e1mci svojho rozpo\u010dtu a\u00a0nesiete so sebou n\u00edzke dlhy, nem\u00f4\u017eete v\u017edy predv\u00edda\u0165 v\u0161etky situ\u00e1cie behom \u017eivota. Ak kv\u00f4li chorobe alebo zraneniu nebudete schopn\u00ed pracova\u0165 v kr\u00e1tkodobom horizonte alebo ne\u0161\u0165astnou n\u00e1hodou nab\u00farate auto a\u00a0budete musie\u0165 zaplati\u0165 za opravu, v\u00e1\u0161 n\u00fadzov\u00fd fond v\u00e1s m\u00f4\u017ee zachr\u00e1ni\u0165.Odkladanie sumy vo v\u00fd\u0161ke najmenej \u0161es\u0165mesa\u010dn\u00fdch v\u00fddavkov na v\u00fdnosov\u00fd sporiaci \u00fa\u010det alebo obstaranie vkladov\u00e9ho certifik\u00e1tu s\u00fa dobr\u00fdm cie\u013eom. Ak sa c\u00edtite ambici\u00f3znej\u0161ie alebo chcete by\u0165 pripraven\u00ed na ak\u00fako\u013evek finan\u010dn\u00fa n\u00fadzov\u00fa situ\u00e1ciu, \u010di u\u017e ve\u013ek\u00fa alebo mal\u00fa, m\u00f4\u017eete zv\u00fd\u0161i\u0165\u00a0 minim\u00e1lny limit na 9 alebo 12 mesiacov.Cie\u013e 4: Plne maximalizova\u0165 pr\u00edspevky do penzijn\u00e9ho pl\u00e1nu\u010c\u00edm sk\u00f4r za\u010dnete \u0161etri\u0165 na odchod do d\u00f4chodku, t\u00fdm lep\u0161ie, preto\u017ee m\u00e1te viac \u010dasu na to, aby ste nahromadili dostatok finan\u010dn\u00fdch prostriedkov. M\u00f4\u017eete z\u00edska\u0165 e\u0161te viac prostriedkov z va\u0161ich d\u00f4chodkov\u00fdch sporiacich \u00fa\u010dtov t\u00fdm, \u017ee zv\u00fd\u0161ite pr\u00edspevky do maxim\u00e1lnej povolenej hranice.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Tieto finan\u010dn\u00e9 ciele v\u00e1m pom\u00f4\u017eu sta\u0165 sa finan\u010dne nez\u00e1visl\u00fdm","item":"https:\/\/www.atrimex.sk\/tieto-financne-ciele-vam-pomozu-stat-sa-financne-nezavislym\/#breadcrumbitem"}]}]