[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.atrimex.sk\/detska-radost-z-penazi\/#Article","mainEntityOfPage":"https:\/\/www.atrimex.sk\/detska-radost-z-penazi\/","headline":"Detsk\u00e1 rados\u0165 z pe\u0148az\u00ed","name":"Detsk\u00e1 rados\u0165 z pe\u0148az\u00ed","description":"V\u00e4\u010d\u0161ina z n\u00e1s si ur\u010dite spom\u00edna na to, \u010do sme si k\u00fapili za prv\u00e9 zaroben\u00e9 peniaze. Ak sme e\u0161te b\u00fdvali...","datePublished":"2017-02-27","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.atrimex.sk\/author\/#Person","name":"","url":"https:\/\/www.atrimex.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"atrimex.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.atrimex.sk\/wp-content\/uploads\/img_a280294_w2009_t1493311270.jpg","url":"https:\/\/www.atrimex.sk\/wp-content\/uploads\/img_a280294_w2009_t1493311270.jpg","height":0,"width":0},"url":"https:\/\/www.atrimex.sk\/detska-radost-z-penazi\/","wordCount":427,"articleBody":"V\u00e4\u010d\u0161ina z n\u00e1s si ur\u010dite spom\u00edna na to, \u010do sme si k\u00fapili za prv\u00e9 zaroben\u00e9 peniaze. Ak sme e\u0161te b\u00fdvali z rodi\u010dmi, mali teda strechu nad hlavou a mamina kuchy\u0148a bola v\u017edy k dispoz\u00edcii, nemali sme d\u00f4vod prem\u00fd\u0161\u013ea\u0165 nad t\u00fdm, \u017ee by sme v\u00fdplatu nemali min\u00fa\u0165 cel\u00fa, \u017ee by sme si mo\u017eno mali nie\u010do odlo\u017ei\u0165. A ak sme k tomu neboli veden\u00ed od na\u0161ich rodi\u010dov, tak na to nebol \u017eiaden d\u00f4vod. Je smutn\u00e9, \u017ee ve\u013ea dospel\u00fdch \u013eud\u00ed, ktor\u00ed si zakladaj\u00fa vlastn\u00e9 rodiny si \u010dasto neuvedomuje, \u017ee to, \u010do zarobia, nemusia nevyhnutne i utrati\u0165. Pokia\u013e n\u00e1m to finan\u010dn\u00e1 situ\u00e1cia dovo\u013euje, bolo by celkom fajn, odlo\u017ei\u0165 si nie\u010do i na \u201ehor\u0161ie \u010dasy\u201c. Na\u010do spori\u0165, ke\u010f si chcem u\u017e\u00edva\u0165? Na\u010do si m\u00e1m spori\u0165? Ve\u010f teraz \u017eijem a chcem si u\u017e v\u0161etko, \u010do m\u00e1m! To b\u00fdva oblig\u00e1tna a naj\u010dastej\u0161ia odpove\u010f na to, pre\u010do si aspo\u0148 \u010das\u0165 financi\u00ed neza\u010da\u0165 spori\u0165. Niektor\u00ed \u013eudia s\u00fa jednoducho zvyknut\u00ed na vysok\u00fd \u0161tandard, nov\u00e9 oble\u010denie, drah\u00e9 aut\u00e1 a dovolenky a chc\u00fa \u017ei\u0165 teraz.  To je s\u00edce pekn\u00e9, ale \u010do bude potom, ke\u010f sa situ\u00e1cia zmen\u00ed? \u010co bude v pr\u00edpade, \u017ee pr\u00edde strata zamestnania alebo nedajbo\u017ee choroba? Z \u010doho \u017ei\u0165 potom, ke\u010f v\u0161etky peniaze s\u00fa premenen\u00e9 na kopec drah\u00e9ho oble\u010denia \u010di na spomienky z dovoleniek? Potom je dos\u0165 neskoro \u201eplaka\u0165 nad rozliatym mliekom\u201c.Ide\u00e1lne miery financi\u00ed Ide\u00e1lne by bolo, keby si zar\u00e1baj\u00faci \u010dlovek vedel svoje finan\u010dn\u00e9 prostriedky rozdeli\u0165 nasledovne: \u00b7 10 % finan\u010dn\u00e1 rezerva \u00b7 20% dlhodob\u00e9 akt\u00edva (poistenia, sporenie na d\u00f4chodok) \u00b7 30% \u00favery \u00b7 40% be\u017en\u00e1 spotreba Je fajn myslie\u0165 na zadn\u00e9 vr\u00e1tka Je zauj\u00edmav\u00e9, \u017ee mnoho \u013eud\u00ed, ktor\u00ed ne\u017eij\u00fa v hojnosti \u010di prepychu je schopn\u00fdch na\u0161etri\u0165 \u010dastokr\u00e1t viac ako t\u00ed, ktor\u00ed si to m\u00f4\u017eu dovoli\u0165. Jednoducho je to o priorit\u00e1ch, n\u00e1vykoch a sebadiscipl\u00edne. Sta\u010d\u00ed len utiahnu\u0165 uzdu n\u00e1\u0161mu rozhadzovaniu a v\u0161etko m\u00f4\u017ee by\u0165 inak. V mnoh\u00fdch pr\u00edpadoch sa ur\u010dite d\u00e1 pohodlne a pr\u00edjemne \u017ei\u0165 a u\u0161etri\u0165 si i financie. Nau\u010dme sa by\u0165 disciplinovan\u00ed vo svojom \u017eivote a nau\u010dme tejto discipl\u00edne aj na\u0161e deti. Mo\u017eno v bud\u00facnosti bude menej zruinovan\u00fdch a ne\u0161\u0165astn\u00fdch \u013eud\u00ed, ktor\u00ed prich\u00e1dzaj\u00fa o strechu nad hlavou, rodiny a \u010dasto aj zmysel \u017eivota.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Detsk\u00e1 rados\u0165 z pe\u0148az\u00ed","item":"https:\/\/www.atrimex.sk\/detska-radost-z-penazi\/#breadcrumbitem"}]}]